Planned Giving

EXPLORE THE POSSIBILITIES

Gift calculators

Change the assumptions to see how several planned-gift concepts work. Your entries stay in your browser and are not submitted or saved.

GUIDED PLANNING TOOLS

Creative giving for a lasting impact.

Each calculator begins by explaining when it may be useful, then defines the information you will need and translates your entries into a practical estimate.

Start with reasonable estimates if you do not know every number. These results are educational—not a proposal, valuation, charitable-deduction calculation, or prediction of investment performance.

ESTATE PERCENTAGE

Bequest explorer

What this calculator is for

Use this to explore a gift stated as a percentage of your estate. Percentage gifts can adjust as the value of an estate changes and may preserve the intended balance among charity and other beneficiaries.

Estimated estate value

A rough total of the property and accounts expected to pass through your plan.Debts and estate expenses

Include mortgages, final expenses, administration costs, and other obligations.Other fixed-dollar gifts

Specific gifts that would be paid before the remaining estate is divided.Percentage for Shrine Mont

The share of the estimated distributable estate you are considering.

Estate available after listed obligations$1,300,000

Illustrative gift to Shrine Mont$65,000

Estimated amount remaining for others$1,235,000

Planning estimate only. Your executor will use actual values, obligations, taxes, and governing documents at the time the estate is settled.

APPRECIATED PROPERTY

Embedded-gain explorer

What this calculator is for

Use this before discussing a gift of stock, real estate, or another asset worth more than its tax basis. It compares the asset’s value with its basis and estimates the tax connected with selling it yourself.

Current fair market value

What the entire asset could reasonably sell for today.Tax cost basis

Generally what you paid, adjusted for items such as improvements, depreciation, splits, or prior transactions.Federal long-term gains rate

Net investment income tax

Enter 0 if it does not apply; a professional can confirm.State gains tax rate

Use 0 if your state does not tax the gain.

Appreciation built into the asset$75,000

Combined rate entered29.6%

Estimated tax if the asset were sold$22,163

This does not calculate a charitable deduction or guarantee that all gain can be avoided. It excludes depreciation recapture, holding-period rules, limitations, transaction costs, and asset-acceptance requirements.

FIXED LIFETIME PAYMENTS

Gift annuity payment

What this calculator is for

Use this after Shrine Mont or an advisor provides a current charitable gift annuity payout rate. It converts that quoted annual rate into the fixed payment amount you could receive during life.

Proposed gift amount

Age of income recipient

years

Included as a discussion prompt. Age affects an official rate, but this calculator does not invent one.Payout rate from a current illustration

Use a rate supplied for the recipient age or ages and the proposed gift date.Payment frequency

Fixed annual payment$3,000

Amount per payment$750

Payments each year4

The displayed age does not set the rate. A formal illustration must confirm the available rate, charitable deduction, tax-free portion, capital-gain treatment, payment dates, and whether Shrine Mont offers the arrangement.

FUTURE FIXED PAYMENTS

Deferred gift annuity

What this calculator is for

Use this to explore a gift made now with fixed payments scheduled to begin in a future year—often near retirement. A longer deferral may support a higher quoted payout rate, but only a formal illustration can establish it.

Proposed gift amount

Years before payments begin

years

The approximate period between the gift and the first payment.Quoted deferred payout rate

Enter a current rate supplied by Shrine Mont or a qualified advisor.Payment frequency after payments begin

Approximate first-payment year2034

Fixed annual payment once begun$4,000

Amount per payment$1,000

This is a cash-flow illustration, not a proposal. The precise start date, rate, deduction, tax treatment, and availability require a current formal illustration.

VARIABLE LIFETIME PAYMENTS

Charitable remainder unitrust

What this calculator is for

Use this to see how annual payments from a charitable remainder unitrust may rise or fall as the trust is revalued. Unlike a gift annuity, the payment is a percentage of the trust’s changing value.

Property transferred to the trust

Current income from that property

The dividend, interest, or rental yield the asset produces before the proposed gift.Trust payout rate

The percentage distributed each year; qualifying remainder trusts generally require at least 5%.Assumed annual investment return

A planning assumption, not a promise.Estimated annual fees

Investment, trustee, tax preparation, and administration costs expressed as a percentage.Illustration period

years

Current annual asset income$5,000

Modeled first-year trust payment$12,500

Total modeled payments$184,254

Modeled value ultimately left for charity$240,787

Uses annual revaluation, one payment per year, and constant return and fee assumptions. Actual results vary with investment performance, timing, taxes, fees, distributions, mortality, and trust terms.

PART GIFT · PART SALE

Bargain-sale explorer

What this calculator is for

Use this if you might transfer property to Shrine Mont for less than its fair market value. The difference may be a charitable gift, while the cash received is treated as a partial sale.

Fair market value of property

Adjusted cost basis

Cash you would receive

The proposed sale price paid by the charity; it cannot exceed the property value in this model.Combined tax rate on taxable gain

Enter the federal, investment-income, and state rates you expect to apply.

Potential charitable gift portion$150,000

Basis allocated to sale portion$37,500

Estimated taxable gain on sale portion$112,500

Estimated tax at entered rate$32,400

Estimated cash after that tax$117,600

The gift portion is not necessarily the allowable deduction. Mortgages, depreciation recapture, appraisal rules, related use, holding period, transaction costs, and Shrine Mont’s acceptance policy can materially change the result.

Bring the questions—not just the numbers.

A useful illustration depends on the donor’s age, asset, basis, tax position, timing, state, beneficiaries, and current federal rates. Discuss any promising direction with qualified legal, tax, and financial advisors, then contact Shrine Mont to confirm availability and acceptance.

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PLANNED GIVING GUIDE

Take the guide with you.

A printable overview of the giving options presented on this site.

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